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30+ Latest Custom Fintech Software Statistics

Business 02 Oct, 2025 / Development

Author:

Tomislav Horvat

Key Takeaways on Custom Fintech Software Statistics

The fintech-software-as-a-service market is exploding from $10.5 billion in 2023 to an estimated $676.9 billion by 2028, with a 16% CAGR driven by demand for digital financial services.
Over 68% of financial companies plan to invest in custom fintech solutions rather than pre-built software within the next 12 months in 2024.
80% of customers are more likely to do business with companies offering personalized experiences.
45% of data leaders at financial institutions have lost customers because of poor personalization in 2024.
When integrated through custom software rather than generic platforms, AI in payments cut fraud by 41% in 2025.

Market Size & Growth Projections

The global Financial Software Market hit USD 205.44 Billion in 2024 and will grow at 8.4% CAGR to reach USD 355.90 Billion by 2032.

Global fintech is on track to reach $608 billion by the end of 2025, with custom development setting the pace.

Custom fintech development alone will reach $92.4 billion by the end of 2025, growing at a hefty 13.6% CAGR.

The fintech-software-as-a-service market is exploding from $10.5 billion in 2023 to an estimated $676.9 billion by 2028, with a 16% CAGR driven by demand for digital financial services.

Traditional banks are seeing 6% annual revenue growth, but fintechs could grow 15% annually from 2023 to 2028.

More than 29,955 fintech startups are operating globally right now.

Since 2019, fintech startups have more than doubled from around 12,000 to over 26,000.

Custom Software Development & Adoption

In a 2025 survey, 78% of fintech leaders said regulatory compliance was their top reason for switching to custom software.

Over 68% of financial companies plan to invest in custom fintech solutions rather than pre-built software within the next 12 months in 2024.

A 2024 survey found 63% of fintech companies that adopted Fintech Custom Software Development saw better scalability and data security.

When businesses applied modern Fintech UI/UX Design principles through custom development, user retention jumped by 30%.

Consumer Expectations & Personalization

80% of customers are more likely to do business with companies offering personalized experiences.

76% get frustrated when personalized interactions don't happen, and 71% of consumers expect companies to deliver them.

While 78% of consumers would keep using their bank if they got personalized support, only 44% of banks actually deliver it.

66% of consumers expect their bank or credit union to know, understand, and reward them, yet just 34% feel their provider treats them as an individual.

More than half of U.S. consumers (54%) want financial providers to use their financial data for personalization in 2024.

48% of consumers would share more data with their financial provider for a better experience, rising to 54% among Gen Z and 58% among Millennials in 2024.